Public Bank Visa Electron Debit Card

I just received my new Public Bank Visa Electron debit card this morning.

What is the debit card for? To whom that want to shop or buy online (i.e. eBay), but have no credit card, you can apply this debit card. Unlike credit card, you won’t need income requirement, because you need to have enough money in your debit card to make any purchase.

I choose to get a PB debit card, because it can be used like a credit card online, cheaper annual fee (RM24 p.a.), low requirements (18 years old or above). Also, I can easily keep track on how I’ve spend my money by log into the debit card account. Therefore, I able to manage my money better